Non-custodial · MiCA-ready

DeFi, simplified.

Global treasury without the complexity.

Earn institutional yield on stablecoins, move money across chains, and stay compliant — all from one clean account. No jargon, no gas, no custody risk.

$2.4B+

Assets secured

180+

Countries screened

0

Gas fees

Total Treasury Balance

Live

$142,500.00

+$1,284.20 earned this month

Automated compliance

  • KYC / KYT verifiedIdentity cleared
  • Geofence verifiedRegion allowed
  • MiCA compliantEU framework
  • Risk check passedWallet screened
  • KYC / KYT verifiedIdentity cleared
  • Geofence verifiedRegion allowed
  • MiCA compliantEU framework
  • Risk check passedWallet screened

Yield Vaults & Wealth Management

Savings pots that just work.

Pick a tier, deposit stablecoins, and earn. No confusing protocols to manage — choose flexible access or lock in a guaranteed rate.

Instant Access

Flexible Savings

Everyday Earn

5.4%variable APY

Instant, anytime liquidity with flexible withdrawals — powered behind the scenes by blue-chip lending protocols.

90 Day Lock

Digital CD

Fixed-Term Vault

6.2%90-day lock

Lock stablecoin liquidity for guaranteed, non-volatile fixed returns with an absolute maturity date.

56 days remainingMatures Sep 4
365 Day Lock

Long-Term Reserve

Growth Vault

8.1%365-day lock

Maximize treasury returns over a full year with our highest fixed rate, ideal for idle reserve capital.

278 days remainingMatures Mar 12

Three-Tap Simplicity

The complexity is handled. You just tap.

Non-custodial. Cross-chain.

It feels like a multi-currency account, but you keep full self-custody. The backend quietly handles cross-chain routing so your funds move wherever they earn best.

Zero crypto friction.

No gas fees, no seed-phrase anxiety, no waiting. Every transaction is gasless and settles instantly — it just feels like banking.

Native compliance firewall.

Geographic verification, risk checks, MiCA and KYT run automatically in milliseconds before any action clears. Compliance is built in, not bolted on.

Agentic compliance

Compliance is one switch away.

Flip a toggle and autonomous AI agents handle MiCA and the Travel Rule behind the scenes — licensing checks, reserve screening, and secure counterparty data exchange, all without you lifting a finger.

MiCA

European Union

Full Markets in Crypto-Assets alignment — licensing, reserves, and disclosures.

  • Verifying MiCA licensing scopeRegAgent
  • Screening asset reserve rulesReserveAgent
  • Filing whitepaper disclosuresDisclosureAgent
Agents active · monitoring live

Travel Rule

FATF · Global

Originator and beneficiary data exchanged securely on every qualifying transfer.

Paused
Bank-grade security

Your assets. Cryptographically isolated.

Bank-grade cryptographic security protects every account. Account abstraction means your core assets are completely isolated from unauthorized external access — built for institutions who cannot compromise.

PayBox Secure

Institutional account

Protected
Account abstractionCore assets isolated
Asset segregationFully ring-fenced
EncryptionAES-256 · at rest & transit
Built with v0